Manage Your Money
with Unbiased AI Financial Advice.
Meet Rich, trained to be your personal financial adviser, coach and money manager. Built on cutting-edge AI, MyFinanceGuy is currently in Public Beta—Rich self-improves with every conversation and grows directly based on your feedback. Help us shape the future of unbiased financial advice!
How Rich Works
Rich helps you sort out where your money is now, what you're spending it on, and advises on how to manage it better.
Sync & Track Assets & Expenses Effortlessly
Drag-and-drop your bank statements, investment PDFs, or spreadsheets. Rich automatically parses your full net worth and categorizes your cash flow in seconds without manual math.
Identify & Suggest Areas for Improvement
Rich audits your balance sheet to pinpoint high fund management fees, wasteful subscription leaks, unrewarded portfolio risks, and opportunities to optimize your savings rate.
Continuous 24/7 Feedback, Coaching & Help
Have a financial question at any hour? Rich remembers your past goals, tracks your progress, and gives clear, bank-grade advice with zero sales pressure whenever you need it.
"Most financial advice is polluted by product commissions and high fund management fees. Rich was built to give every individual clear, bank-grade financial guidance with total transparency."
Extra Rich Features
Beyond net worth tracking and AI advice, Rich includes powerful extra tools to simplify your everyday financial life.
Free Splitwise Alternative
Rich helps you and your friends share expenses and split bills easily.
Estate Planning
Rich can help you draft a will which is needed in every good financial plan.
Personalized Financial Guidance, Available 24/7.
Stop stressing over complicated financial choices. Rich analyzes your exact balance sheet and gives you clear, actionable advice without judgment or sales pressure.
Interactive Fee Impact Diagnostic
See how much high management fees quietly take from your savings.
By switching from high-fee funds (1.5%) to low-cost index portfolios (0.15%), you keep this wealth in your compounding nest egg.
The 4-Bucket Framework
Rich categorizes every dollar you own to ensure maximum safety and growth.
💧 Cash Buffer (2.5% p.a.)
CASHKeeps 3 to 6 months of living expenses in high-yield liquid accounts. Protects you from ever having to sell long-term investments during market drops.
Your Data Is Encrypted & Completely Non-Custodial.
We use industry-leading AWS KMS 256-bit encryption. Rich never holds your money or executes trades without your explicit authorization.
256-Bit KMS Encryption
All personal data and statement uploads are encrypted in transit and at rest using AWS KMS 256-bit keys.
Non-Custodial Design
Rich provides advice and tracking only. Your funds remain safely held inside your existing bank and brokerage accounts.
Zero Product Commission Bias
Rich earns zero sales commissions from financial institutions. Advice is generated purely to maximize your net worth.
See what others are saying about Rich.
From people who want total clarity, unbiased advice, and zero stress about their money.
"Rich caught a 1.8% annual management fee hidden inside an old unit trust that would have cost me S$84,000 over 20 years. Unbiased AI advice is a game changer."
"Drag-and-dropping my PDF bank statements and watching Rich parse every transaction in seconds blew my mind. Zero manual data entry needed."
"The 4-Bucket Framework (Cash, Stash, Splash, Flash) finally gave us clarity on our emergency buffer vs. long-term index funds."
"Setting up my retirement nest egg target and having Rich calculate the exact monthly savings needed gave me absolute peace of mind."
Shape the Destiny of Next-Gen AI Wealth Management.
MyFinanceGuy is fully built on AI with a single mission: to redefine financial advice. Every time you chat with Rich, he self-improves—and your feedback directly controls our product development.
Next-Gen AI Core
Rich is built from the ground up on autonomous LLM intelligence—trained specifically on Singapore financial regulations, tax rules, and wealth management frameworks.
Self-Improving Memory
Rich remembers every past financial discussion, learning your risk profile, net worth goals, and cash flow habits to deliver increasingly tailored advice over time.
You Control Our Destiny
Your chat interactions and direct feedback drive our weekly model fine-tuning and feature releases. Early Beta users directly shape the roadmap for upcoming capabilities.
Have a feature request or feedback for Rich?
Chat with Rich live or send your ideas directly to our engineering team.
Ready to Transform Your Relationship with Money?
Join thousands of smart individuals using Rich to track net worth, eliminate hidden fees, and build long-term wealth.